Hi, I'm RIO,
Learning about business every single day.
I observe, read, watch, talk, think, digest
Multiple articles, posts, videos, podcasts.
I sum up all into StackSlides and WorkFlows
START Stack
Hi, I'm RIO,
Learning about business every single day.
I observe, read, watch, talk, think, digest
Multiple articles, posts, videos, podcasts.
I sum up all into StackSlides and WorkFlows
STACKSLIDES
YOU HAVE ABOUT 36 MONTHS TO MAKE IT
YOUTUBE SUMMARY : DAN KOE
THE 36-MONTH URGENCY
WHY THE CLOCK IS TICKING
The idea: you have ~36 months before “making it” changes forever. AI, money shifts, and culture transitions redefine success rapidly.
DOERS VS DIRECTORS
THE NEW DIVISION OF WORK
Future winners won’t just “do” tasks. They’ll direct people, AI, and systems. Orchestration beats execution in the AI era.
SAM ALTMAN’S POWER TRANSFER
THREE LAYERS OF FREEDOM
Internet gave knowledge, social media gave audience, AI gives automation. Each layer shifted power from gatekeepers to individuals.
THREE SUPERPOWERS YOU HOLD
LEARN. PERSUADE. EXECUTE.
Learning adapts you. Persuasion attracts people. Execution brings ideas to life. These decide who thrives, who gets left behind.
INFINITE PROBLEMS = INFINITE WEALTH
DAVID DEUTSCH’S INSIGHT
Problems never end. Each solution creates value. Wealth and money follow problems. With AI, problem-solving scales infinitely.
TASTE IS THE NEW INTELLIGENCE
WHY CURATION MATTERS
AI floods output. What separates art from noise? Taste, vision, and meaning. Not the hours worked or tools used.
MACHINES VS HUMANS
UTILITY VS MEANING
AI handles speed, repetition, and necessity. Humans bring story, novelty, and soul. Future work = finding the balance.
INDUSTRIAL LIVING IS ENDING
THREE-STEP PREPARATION
Become a philosopher-builder, a filter for ideas, and an AI orchestrator. These traits shape the next generation of leaders.
THE PHILOSOPHER-BUILDER
MERGE DUAL WORLDS
Spiritual + practical. Designer + engineer. Coder + marketer. The new winners merge polar ends into specialized generalists.
FILTER FOR IDEAS
SIGNAL VS NOISE
Mediocrity is easy to mass-produce. Only those with vision and taste who pick the right ideas rise above the flood.
BECOME AN AI ORCHESTRATOR
DIRECT, DON’T DROWN
AI isn’t a “chat box.” It’s a new programming language. Treat prompts as employees. Orchestrate tasks around your vision.
WORDS AS THE NEW BRUSHSTROKES
REDEFINING CREATIVITY
Just like CGI changed film, natural language is the new paintbrush. The “why” and “how” matter more than the tool itself.
FAILURE IS HUMAN
WHAT AI CAN’T REPLACE
We crave risk, emotion, and story. A wedding vow written by ChatGPT won’t make us cry. Meaning is human territory.
THE URGENCY OF CHOICE
36 MONTHS OR WASTED YEARS
You can ignore change—or use urgency to rebuild. The pressure is real, but it’s also the catalyst for reinvention.
AUTOMATION AS SELF-DISRUPTION
OUTSMART YOURSELF FIRST
Try to automate your own job. If you can, someone else will. Better to learn, adapt, and upgrade your skills now.
UBI & MEDIOCRITY
A DELIBERATE CHOICE
With abundance, 99% choose laziness. The 1% who pursue excellence and filter for meaning will rise even higher.
SPECIALIZED GENERALISTS
THE ULTIMATE ADVANTAGE
Not too narrow, not too broad. Blend depth with versatility. This is the human edge AI cannot replace overnight.
ZOOM OUT PERSPECTIVE
CRISIS VS OPPORTUNITY
Up close, AI feels like collapse. Step back, it’s liberation. Mundane tasks vanish, leaving room for creativity and story.
THE FINAL TAKEAWAY
MAKE THE 36 MONTHS COUNT
Future belongs to directors with taste. Orchestrate AI, filter noise, build meaning. That’s how to thrive in the age of acceleration.
KEVIN O'LEARY: THIS $28 HABIT IS KEEPING YOU POOR! EVERY TIME YOU GET PAID, DO THIS!
YOUTUBE SUMMARY : THE DIARY OF CEO
https://www.youtube.com/watch?v=mpAZehPviLQ
OPENING & THE COSTLY LUNCH HABIT
KEVIN O'LEARY: THIS $28 HABIT IS KEEPING YOU POOR! EVERY TIME YOU GET PAID, DO THIS!
Kevin’s assertion: Spending $28 on lunch is “the stupidest thing” you can do. The long‑term impact of small, recurrent expenses on wealth building
THE 20% SAVINGS STRATEGY
KEVIN O'LEARY: THIS $28 HABIT IS KEEPING YOU POOR! EVERY TIME YOU GET PAID, DO THIS!
Learned from his mother’s practice: save 20% of every paycheck. Allocation: dividend‑paying large‑cap stocks + 7–8% telecom bonds. Spend only the interest/dividends; never touch the principal
DIVERSIFICATION RULES
KEVIN O'LEARY: THIS $28 HABIT IS KEEPING YOU POOR! EVERY TIME YOU GET PAID, DO THIS!
No more than 5% of portfolio in any single stock or bond. No more than 20% in any one sector. Regularly rebalance by selling positions that exceed thresholds
HOME‑OWNERSHIP GUIDELINES
KEVIN O'LEARY: THIS $28 HABIT IS KEEPING YOU POOR! EVERY TIME YOU GET PAID, DO THIS!
Mortgage + maintenance costs ≤ 1/3 of your income. Avoid over‑buying during periods of low interest rates. Consider renting vs. owning until your life stage justifies a home
SIGNAL VS. NOISE PRINCIPLE
KEVIN O'LEARY: THIS $28 HABIT IS KEEPING YOU POOR! EVERY TIME YOU GET PAID, DO THIS!
Steve Jobs’s 80/20 focus: 80% signal (top 3–5 priorities), 20% noise. Elon Musk’s even tighter ratio: nearly 100% signal. Identify urgent tasks daily; ruthlessly eliminate distractions
ENTREPRENEURIAL ATTRIBUTES
KEVIN O'LEARY: THIS $28 HABIT IS KEEPING YOU POOR! EVERY TIME YOU GET PAID, DO THIS!
Risk tolerance: willingness to embrace uncertainty. Focus: disciplined pursuit of key objectives. Luck/Karma: the serendipity factor in long‑term success
GOAL‑SETTING & EXECUTION
KEVIN O'LEARY: THIS $28 HABIT IS KEEPING YOU POOR! EVERY TIME YOU GET PAID, DO THIS!
Define 3–5 must‑achieve tasks within your waking hours. Use tools like sticky notes or AI trackers to monitor progress. Relentless follow‑through: no excuses, no interruptions
POWER OF LISTENING
KEVIN O'LEARY: THIS $28 HABIT IS KEEPING YOU POOR! EVERY TIME YOU GET PAID, DO THIS!
Swap the 2/3 talk : 1/3 listen ratio to 1/3 talk : 2/3 listen. Silence often reveals crucial information in negotiations. Builds trust and uncovers hidden insights
TRIAL‑FIRST HIRING
KEVIN O'LEARY: THIS $28 HABIT IS KEEPING YOU POOR! EVERY TIME YOU GET PAID, DO THIS!
Engage new hires as higher‑paid contractors for 4–6 months. Evaluate cultural fit & execution skill before full‑time offer. Swiss apprenticeship model as inspiration for risk‑mitigated hiring
WEALTH PRESERVATION & DISCIPLINE
KEVIN O'LEARY: THIS $28 HABIT IS KEEPING YOU POOR! EVERY TIME YOU GET PAID, DO THIS!
Never outspend yourself on a 30‑ to 60‑day cycle. Audit lifestyle expenses (closet, subscriptions, daily purchases). Cultivate discipline: say “no” to non‑essential spending
THE MARRIAGE‑MONEY CONNECTION
KEVIN O'LEARY: THIS $28 HABIT IS KEEPING YOU POOR! EVERY TIME YOU GET PAID, DO THIS!
Your choice of spouse: most critical financial decision. 90% of divorces stem from financial stress, not infidelity. Use prenups and financial due diligence to protect wealth
AI AS A PRODUCTIVITY MULTIPLIER
KEVIN O'LEARY: THIS $28 HABIT IS KEEPING YOU POOR! EVERY TIME YOU GET PAID, DO THIS!
Direct‑to‑consumer data: real‑time market insights (wine example). AI‑driven ad production: shoot once, modify endlessly at low cost. Embrace generative tools across every sector for efficiency gains
BUILDING & PROTECTING YOUR PERSONAL BRAND
KEVIN O'LEARY: THIS $28 HABIT IS KEEPING YOU POOR! EVERY TIME YOU GET PAID, DO THIS!
Authenticity: only endorse products you truly use and believe in. Consistency: maintain a clear through‑line in your sponsorships. Long‑term view: guard your brand against misaligned deals
HAPPINESS & LIFELONG LEARNING
KEVIN O'LEARY: THIS $28 HABIT IS KEEPING YOU POOR! EVERY TIME YOU GET PAID, DO THIS!
Happiness as a journey: consistently achieving aligned goals. Health and longevity: invest in diet, sleep, and exercise early. Continuous growth through new experiences and challenges
FOCUS TO SIGNAL, LEAVE NOISE
CLOSING TAKEAWAYS
KEVIN O'LEARY: THIS $28 HABIT IS KEEPING YOU POOR! EVERY TIME YOU GET PAID, DO THIS!
Small habits compound: optimize recurring expenses first. Radical prioritization: focus on signal, eliminate noise. Diversify, discipline, and deploy AI to amplify results
FROM $0 TO $14 BILLION - THE SUCCESS PRINCIPLES THAT BUILT AN EMPIRE | RAY DALIO
YOUTUBE SUMMARY : THE DIARY OF A CEO
https://www.youtube.com/watch?v=KQwbkbGK-L0
1. EARLY CURIOSITY & LEARNING MINDSET
SUCCESS PRINCIPLES THAT BUILT AN EMPIRE | RAY DALIO
Dalio made his first investment at age 12—buying stock with pocket money—and saw it triple in value ($300 investment on Northeast Airlines).
2. EMBRACE REALITY—AND DEAL WITH IT
SUCCESS PRINCIPLES THAT BUILT AN EMPIRE | RAY DALIO
A foundational principle: accept the truth as it is and confront weaknesses directly.
This realism fosters better problem-solving and resilience
3. THE 5‑STEP PROCESS FOR SUCCESS
SUCCESS PRINCIPLES THAT BUILT AN EMPIRE | RAY DALIO
Dalio’s framework:
1. Set clear goals.
2 Identify problems blocking goals.
3. Diagnose root causes of problems
4. Design solutions.
5. Execute and persist.
This cycle is iterative
4. RADICAL OPEN‑MIND & TRANSPARENCY
SUCCESS PRINCIPLES THAT BUILT AN EMPIRE | RAY DALIO
Cultivate a culture where everyone can challenge ideas, regardless of rank. At Bridgewater, this manifests as “idea meritocracy” & radical transparency, recording meetings & using tools for real-time
5. KNOW YOURSELF & LEVERAGE WIRING
SUCCESS PRINCIPLES THAT BUILT AN EMPIRE | RAY DALIO
Understanding your own tendencies and those of others—each person is “wired” differently. Matching roles to natural strengths boosts performance and alignment.
6. PAIN + REFLECTION = PROGRESS
SUCCESS PRINCIPLES THAT BUILT AN EMPIRE | RAY DALIO
Mistakes and setbacks are inevitable. The key is to thoughtfully reflect on them.
Learning from failure is essential for both personal and organizational growth.
7. SYSTEMIZE DECISION‑MAKING
SUCCESS PRINCIPLES THAT BUILT AN EMPIRE | RAY DALIO
Dalio treats decisions like algorithms: document principles, rely on data, refine processes.
This allows consistent, principled responses rather than emotional reactions.
8. BUILD MEANINGFUL WORK AND RELATIONSHIPS
SUCCESS PRINCIPLES THAT BUILT AN EMPIRE | RAY DALIO
Beyond business success, Dalio focuses on leading fulfilling lives and deep relationships.
He advocates documenting personal principles to act with clarity and integrity
9. THE WAY WE SEE PEOPLE IN HIRING
SUCCESS PRINCIPLES THAT BUILT AN EMPIRE | RAY DALIO
3 ways to see people : Value, Ability, Skill. Eg. Value: Do you have character?. Ability: How u think?. Skill: Least important