Flip
Flip is a financial technology platform in Indonesia that enables users to make fee-free bank transfers to over 100 banks. With an emphasis on simplicity and user convenience, Flip eliminates unnecessary charges across various transactions, streamlining the payment process for individuals and businesses alike. Users can also purchase mobile credit, electricity tokens, and data packages at significantly reduced costs. The platform's regulatory compliance ensures safety and trust, contributing to a better digital banking experience for all users.
Basic Capabilities :
Fee-free Transfers, QR Code Scanning, Mobile Credit Purchase, Electricity Token Purchase, Data Package Recharges
Basic Capabilities :
Fee-free Transfers, QR Code Scanning, Mobile Credit Purchase, Electricity Token Purchase, Data Package Recharges
GOOD FOR
PERSONAL: Individuals looking for efficient and cost-effective ways to transfer money, purchase mobile credits, or pay for utilities without incurring high fees. They benefit from user-friendly access to multiple services in a single platform.
BUSINESS: Teams in accounting or finance need efficient tools for managing corporate transactions, cash flow, and financial reporting, ultimately streamlining workflows and reducing costs.
BUSINESS: Teams in accounting or finance need efficient tools for managing corporate transactions, cash flow, and financial reporting, ultimately streamlining workflows and reducing costs.
FEATURES
FREE ADMIN-FEE TRANSFERS: Enjoy zero administrative fees for bank transfers across a wide range of Indonesian banks, making your transactions cost-effective.
QR CODE SCANNING: Easily scan QR codes to make payments or transfers, enhancing user convenience and speed.
COST-EFFECTIVE MOBILE CREDIT: Purchase mobile credit at agent prices, allowing users to save on charges—e.g., recharge Rp100,000 for only Rp96,000.
AFFORDABLE ELECTRICITY PURCHASE: Buy electricity tokens with a minimal fee of just Rp500, making it a budget-friendly choice.
DATA PACKAGE RECHARGES: Users can refill data packages starting from just Rp1,000, providing flexibility and affordability.
FLIP FOR BUSINESS: Tailored for businesses, this service offers a secure and efficient way to manage company finances.
REGULATORY COMPLIANCE: Flip is registered and supervised by OJK, ensuring all transactions meet legal standards, enhancing user trust.
MULTI-BANK ACCESS: Facilitate seamless transfers to and from over 100 banks, providing a comprehensive banking solution.
QR CODE SCANNING: Easily scan QR codes to make payments or transfers, enhancing user convenience and speed.
COST-EFFECTIVE MOBILE CREDIT: Purchase mobile credit at agent prices, allowing users to save on charges—e.g., recharge Rp100,000 for only Rp96,000.
AFFORDABLE ELECTRICITY PURCHASE: Buy electricity tokens with a minimal fee of just Rp500, making it a budget-friendly choice.
DATA PACKAGE RECHARGES: Users can refill data packages starting from just Rp1,000, providing flexibility and affordability.
FLIP FOR BUSINESS: Tailored for businesses, this service offers a secure and efficient way to manage company finances.
REGULATORY COMPLIANCE: Flip is registered and supervised by OJK, ensuring all transactions meet legal standards, enhancing user trust.
MULTI-BANK ACCESS: Facilitate seamless transfers to and from over 100 banks, providing a comprehensive banking solution.
PRICING
FREE: Users can access free transfers to over 100 banks without any admin fees and enjoy additional features with limitations on premium transactions.
INDIVIDUAL: Monthly plans provide extended functionalities and direct support at a nominal fee, unlocking premium transaction limits and exclusive offers.
BUSINESS: Starting at Rp250,000 per user per month, businesses get admin controls, enhanced reporting features, and the ability to manage multiple user accounts securely.
ENTERPRISE: Custom pricing based on user requirements, including advanced security protocols, compliance with local regulations, governance, and customer support tailored for enterprise needs.
INDIVIDUAL: Monthly plans provide extended functionalities and direct support at a nominal fee, unlocking premium transaction limits and exclusive offers.
BUSINESS: Starting at Rp250,000 per user per month, businesses get admin controls, enhanced reporting features, and the ability to manage multiple user accounts securely.
ENTERPRISE: Custom pricing based on user requirements, including advanced security protocols, compliance with local regulations, governance, and customer support tailored for enterprise needs.
TECHSTACK
INTEGRATED PAYMENT SYSTEM – Flip uses a sophisticated integrated payment system that interfaces seamlessly with various banks and payment methods.
API ACCESS – Robust API allows developers to integrate Flip's functionalities into their own applications.
SECURE AUTHENTICATION – Implementation of advanced authentication methods ensures the safety and integrity of user transactions.
REAL-TIME DATA ANALYTICS – The platform utilizes real-time data analytics for transaction tracking and user insights.
CLOUD INFRASTRUCTURE – Built on a reliable cloud infrastructure, ensuring scalability and performance during peak usage.
API ACCESS – Robust API allows developers to integrate Flip's functionalities into their own applications.
SECURE AUTHENTICATION – Implementation of advanced authentication methods ensures the safety and integrity of user transactions.
REAL-TIME DATA ANALYTICS – The platform utilizes real-time data analytics for transaction tracking and user insights.
CLOUD INFRASTRUCTURE – Built on a reliable cloud infrastructure, ensuring scalability and performance during peak usage.
last update : May 2, 2026